Services
Everything a U.S. merchant needs to take payments at the counter and get funded quickly
The Terminal
VectorPay Terminal
$499
One countertop unit, purchased outright and shipped configured to your merchant account. Ethernet and Wi-Fi, integrated PIN pad, thermal receipt printer.
Leasing is not offered. Title passes to you on delivery, so there is nothing to return and no early termination fee if you leave.
Included
- Chip, contactless, magstripe, and mobile wallet acceptance
- Encryption keys injected before shipment
- Tip prompt, signature capture, and offline store-and-forward
- Emailed and printed receipts
- One year hardware warranty with advance replacement
Pricing
Flat rate. You buy the terminal once, pay one annual subscription, and keep the full amount of every sale.
Hardware
$499
One-time purchase. The terminal is yours.
No lease, no rental line, nothing to return if you leave.
Subscription
$19/month
$228 billed annually.
Covers processing, gateway, portal access, and support.
| Item | Cost |
|---|---|
| Per-transaction processing fee | None |
| Percentage of sale | None |
| Chargebacks | None |
| Chargeback fees | None |
| Settlement | Instant |
| Monthly account fee | None |
| Early termination fee | None |
First year, in full
- Terminal, one time
- $499
- Subscription, year one
- $228
- Total first year
- $727
$228 per year thereafter.
Pricing shown is for standard risk merchants. Final terms and limits are stated in your merchant agreement at approval.
Industries We Underwrite
Supported
- Retail, grocery, and specialty stores
- Restaurants, cafes, bars, and food trucks
- Salons, barbers, and personal care
- Trades — HVAC, plumbing, electrical
- Auto repair, tire, and detailing
- Veterinary, dental, and medical offices
- Professional services and consultancies
Restricted
- Money transmission and payment aggregation
- Gambling, sports betting, and lotteries
- Firearms, ammunition, and explosives
- Cannabis and controlled substances
- Adult content and services
- Debt collection and payday lending
Order a Terminal
Tell us about the business and we will follow up with an application and next steps. $499 one-time for the terminal, $228 per year, no processing fees.